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We are proud to have been a part of the Singapore FinTech Festival 2025, a truly significant global event that brings together the most influential minds in finance, technology, and policy. As one of the world's largest FinTech festivals, SFF 2025 served as a crucial platform for discussing the future of financial services, and we were thrilled to have our team on the ground, connecting with innovators and decision-makers from around the globe.
A global nexus of FinTech innovation
The sheer scale of SFF 2025 underscores its importance as a key gathering for the industry, with over 65,000 participants engaging with more than 600 exhibitors spread across six halls. The event’s international reach was massive, attracting attendees and exhibitors from 130 countries, and providing ample opportunity for collaboration through the more than 10,000 networking meetings that were facilitated.
Deciphering key FinTech trends from SFF 2025
The Singapore FinTech Festival (SFF) 2025 offered an unparalleled vantage point into the key market forces reshaping the global financial landscape, particularly across Asia. These are foundational shifts that deeply inform Miquido's core strategic focus and offerings.
Deep dive into Asia's FinTech frontier
The discussions at SFF 2025 highlighted several critical trends, most of which are now moving from theoretical concepts to commercial realities in the region.
Tokenization enters commercial phase. Tokenization is no longer a fringe concept; it is now entering its commercial phase. The Festival dedicated extensive discussions to this topic. This movement signifies a pivotal shift in how assets are represented and traded, promising greater liquidity and fractional ownership. Regulatory clarity around tokenization was also a key theme at SFF.
Miquido’s expertise in secure, high-stakes FinTech product development is perfectly positioned to help institutions build the secure platforms and infrastructure required for compliant, user-friendly tokenized ecosystems.
AI as a Foundational Pillar (AI Governance). The sentiment has clearly shifted to viewing AI as the very foundation of financial processes. This encompasses crucial areas such as risk management, underwriting, and anti-fraud measures. Significantly, the conversation has matured beyond simple deployment to focus heavily on AI Governance, stressing the need for ethical, transparent, and regulated AI systems.
Our core offerings, including AI-driven solutions for risk management, fraud detection, process automation, data cleaning, and credit scoring, directly address this industry-wide mandate.
Cross-border payments as a regional priority. Cross-border payments have been identified as a priority for the region, with a strong focus on achieving fast international payments. This demand is driven by the rapid expansion of trade and e-commerce across Asia.
We design and implement robust payment solutions, exemplified by products like SwiftPay, which are built to handle high-volume, secure transactions—a necessity for modern cross-border systems.
Driving financial inclusion and ecosystems
Beyond the technology itself, SFF 2025 put a significant emphasis on market needs, particularly for developing economies:
Financial inclusion- there is a significant emphasis on financial inclusion in developing countries across the region, including the Philippines, Indonesia, Bangladesh, and Burma. This highlights the need for simplified, accessible, and low-cost financial services to reach unbanked populations.
Our focus on UX/UI audits and rapid platform redesigns becomes critical as we help institutions simplify onboarding processes, shorten user paths, and improve communication. Furthermore, for emerging markets, there is significant interest in end-to-end platforms, which we can deliver through our white-label solutions for mobile banking and payments.
Beyond digital banking: Ecosystems and embedded finance. The future of FinTech is "beyond digital banking", moving toward comprehensive ecosystems and embedded finance. This means integrating financial services seamlessly into non-financial platforms, often through ecosystem partnerships.
Miquido’s deep-seated expertise in Customer Experience (CX), designing products that people remember, and our capability to build and integrate complex digital products, such as NextBank, position us as an ideal partner for institutions looking to develop and connect with these robust new ecosystems.
Our presence and impact
Throughout the festival, we engaged in dozens of conversations at our booth and at other stands.
Our pitch—highlighting our expertise in Customer Experience audits and support, our role as Fintech experts with products like NextBank and SwiftPay, and our established presence in Asia (the Philippines)—resonated deeply with attendees. The main areas of interest confirmed that our focus areas are spot-on: Modernization and Audits (UX/UI and technology recommendations), white-label solutions, and AI-driven solutions (e.g., Credit Scoring).
Meet the Miquido team
Our success at SFF 2025 was driven by the dedication of our team on the ground. We were represented by key experts ready to discuss how Miquido can help financial institutions accelerate their growth:
- Sebastian Malczyk, FinTech Solutions Lead
- Aleksandra Latoń, Client Partner
- Jerzy Biernacki, Chief AI Officer
The convergence of regulatory advancements, technological maturity in AI and tokenization, and a strong social mandate for inclusion solidifies Miquido’s strategy. We are not just observing these trends; we are actively building the solutions that underpin them.
This press release was co-funded by the EU.
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