2nd place at the 2020 Singapore Fintech Awards


Nextbank - Cloud-based banking software

About Nextbank solution

Nextbank is a technology company, which provides cloud banking solutions to 20+ banks in Southeast Asia.

Over the course of 3 years, Miquido developed several systems for Nextbank: Cloud Core Banking, Web Internet Banking, Mobile Internet Banking, Agency Banking, AI Credit Scoring and more. With the help of machine learning methods, our team created an automated scoring engine, which achieved 88% ROC AUC score and therefore can precisely identify high-risk loans. The solution has been already deployed in seven banks and processed more than half a million loan applications.

First, Cloud Core Banking was shortlisted as a finalist of 2018 Singapore FinTech Awards. After the AI Credit Scoring made it to the finals of 2019 Singapore FinTech Awards, Nextbank won 2nd place for best fintech startup in 2020!


Web Development

Mobile Development


Artificial Intelligence

Tech stack









AWS ECS (Fargate)

AWS CloudFormation

AWS SageMaker


2018 Singapore FinTech Awards Finalist
– Cloud Core Banking

2019 Singapore FinTech Awards Finalist
– AI Credit Scoring

2020 Singapore Fintech Awards
– 2nd place

0  mth
time needed to
deliver full-scope core
banking system
0 M+
number of transactions
processed to date
$ 0 M+
volume of transactions
processed to date

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Jerzy from Miquido

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